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FINTRAC REGISTERED · SECURE & TRUSTED

Send Money to Africa and Beyond

Fast. Secure. Borderless.

KoboTrade makes it easy to send money to your loved ones with the best rates and zero hidden fees.

Best RatesZero Hidden FeesInstant Transfers
Send Money Now Download App
Available on
GET IT ONGoogle PlayDownload on theApp Store
16,000+Happy CustomersAnd counting
$2M+Monthly Transactions
FINTRACRegisteredN300000031
Bank-LevelSecurity256-bit Encryption
24/7Customer SupportWe're here for you

How It Works

Start sending in four straightforward steps

Create your account, fund your wallet, and send with clear status updates from start to finish.

01

Create your account

Register securely and complete identity verification before your first transfer.

02

Fund your wallet

Add money through supported funding methods, including Interac e-Transfer in Canada.

03

Send your transfer

Select a recipient, review the exchange details, and confirm your transfer.

04

Track delivery

Follow the transfer status and receive confirmation when the funds are delivered.

Our App

Everything you need in one app

Manage your money, track transfers, and stay connected all from your phone.

  • Track your transfers in real time
  • Manage recipients easily
  • Get notifications and updates
  • Secure, fast and reliable
GET IT ONGoogle PlayDownload on theApp Store
KoboTrade mobile app showing wallet balance, exchange rates, quick actions and transaction history

Secure & Protected

Your funds and data are protected with bank-level security.

Fast Transfers

Send money anywhere in minutes with real-time tracking.

24/7 Support

Our support team is always here to help you anytime.

Earn More

Enjoy exclusive bonuses and rewards on every transfer you make.

Send More. Earn More.

Get a $20 bonus every time you send $5,000

No limits. No restrictions. Just more rewards for you.
Start Sending Now

Security & Compliance

Protection built into every transfer

KoboTrade combines regulatory compliance, encryption, and identity safeguards to help keep your money and data secure.

FINTRAC Registered

KoboTrade is registered with FINTRAC as a money services business (N300000031) and operates under Canadian compliance requirements.

Biometric Login

Add an extra layer of account protection with supported Face ID or fingerprint authentication on your device.

Two-Factor Auth

Strengthen sign-ins and sensitive account actions with two-factor authentication through supported verification channels.

KYC Verified

Identity verification helps confirm customer profiles, support AML obligations, and reduce unauthorized account activity.

FINTRAC MSB registration N300000031Encrypted data handlingSecure infrastructure controlsAML and KYC safeguards

What Customers Say

Trusted by people sending money across borders

“★★★★★

"KoboTrade is the best! Fast transfers, great rates and excellent customer service."

M
Michael A.Toronto, Canada
“★★★★★

"I love how easy it is to send money to Nigeria. My family receives it instantly every time."

S
Sarah K.Calgary, Canada
“★★★★★

"The bonus program is amazing. KoboTrade gives me more value for my money."

D
Daniel O.Vancouver, Canada
“★★★★★

"KoboTrade has shown consistency, reliability and integrity. Their turnaround time is incredible."

O
Olayinka O.Kitchener, Canada
“★★★★★

"A reputable and accountable firm. I have traded with KoboTrade many times and have not been disappointed."

B
Busola S.Edmonton, Canada
“★★★★★

"Fast, reliable and efficient. They offer competitive rates and you can take them at their word."

S
Seun M.Edmonton, Canada

Ready to get started?

Join thousands of people who trust KoboTrade for fast, secure and affordable money transfers.

Create Your AccountSend Money Now

FAQs

Clear answers for confident transfers

KoboTrade does not charge any transfer fees for sending money through supported corridors.

Benefits include:

  • Zero hidden charges.
  • Transparent pricing.
  • Competitive exchange rates.

However:

  • Withdrawal fees apply when withdrawing funds from your KoboTrade Wallet.
  • Any applicable withdrawal fees are displayed before you confirm your withdrawal.

Yes.

Current transfer limits are:

CAD Wallet

  • Daily Transfer Limit: CAD 10,000
  • 30-Day Transfer Limit: CAD 60,000
  • Minimum Transfer Amount: CAD 50

These limits apply when sending from your CAD Wallet.

NGN Wallet

  • Daily Transfer Limit: NGN 10,000,000
  • 30-Day Transfer Limit: NGN 100,000,000
  • Minimum Transfer Amount: NGN 50,000

These limits apply when sending from your NGN Wallet.

Most KoboTrade transfers are completed within 5 minutes.

The estimated delivery time begins once your transfer has been successfully confirmed.

Occasionally, transfers may take longer because of:

  • Banking system maintenance.
  • Recipient bank processing delays.
  • Public holidays.
  • Regulatory compliance reviews.
  • Network interruptions.
  • Temporary technical issues experienced by KoboTrade or our payment partners.

If your transfer exceeds the expected processing time, please contact KoboTrade Customer Support.

Wallet funding usually takes between 2 and 40 minutes, depending on your financial institution.

Once Interac confirms that your transfer has been successfully deposited:

  • KoboTrade automatically maps the payment to your wallet.
  • Your wallet balance is updated.
  • You receive an in-app notification.
  • You may also receive an email confirming your deposit.

Funding the NGN Wallet generally takes a similar amount of time, although delays may occur depending on banking network availability.

Occasionally, delays may occur because of:

  • Banking network maintenance.
  • Compliance reviews.
  • High transaction volumes.
  • Temporary technical issues.

Yes.

KoboTrade Inc. is a regulated Canadian financial technology company.

KoboTrade is:

  • Registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business (MSB).
  • FINTRAC Registration Number: N300000031
  • Registered with the Bank of Canada as a Payment Service Provider (PSP) under the Retail Payment Activities Act (RPAA).
  • RPAA Registration Number: RPS0003041

KoboTrade complies with applicable Canadian Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF) and Know Your Customer (KYC) regulations.

KoboTrade currently supports transfers across the following corridors:

From Canada

  • Nigeria
  • Ghana
  • Kenya
  • Uganda
  • Cameroon
  • Senegal
  • Rwanda
  • Tanzania
  • Zambia

From Nigeria

  • Canada
  • Ghana
  • Kenya
  • Uganda
  • Cameroon
  • Senegal
  • Rwanda

We are continuously expanding our payment network and will introduce additional African countries and international corridors as they become available.

New corridors will be announced through:

  • KoboTrade Mobile App
  • KoboTrade Website
  • Email Notifications
  • Social Media
  • Push Notifications

Canadian financial regulations require KoboTrade to verify the identity of every customer before international money transfer services can be provided.

Identity verification helps KoboTrade:

  • Comply with the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).
  • Comply with FINTRAC regulations.
  • Prevent fraud.
  • Prevent identity theft.
  • Prevent money laundering.
  • Prevent terrorist financing.
  • Protect customers.
  • Protect the KoboTrade platform.

Verification helps keep every KoboTrade customer safe.

Our Customer Support Team is available to assist you with any questions regarding your KoboTrade account or transactions.

You can contact us through:

  • Live Chat within the KoboTrade Mobile App.
  • Website Live Chat.
  • WhatsApp Support.
  • Telephone Support.
  • Email Support.

Customer Support Contact Details

  • WhatsApp: https://wa.me/message/25DA3TVN7CPQD1
  • Telephone: +1 (587) 287-1362
  • Email: Support@KoboTrade.com

Office Hours

Monday – Friday

9:00 AM – 5:00 PM (Mountain Time)

Browse all FAQs

Fast, secure and affordable money transfers between Canada and Nigeria.

Get the latest updates, offers and news from KoboTrade.

KoboTrade Inc. is a financial technology company. Registered with FINTRAC as an MSB (N300000031), and with the Bank of Canada as a PSP under the RPAA (RPS0003041).

Certain payment, transfer and settlement services may be provided through regulated financial institutions and licensed payment partners.

Service availability, delivery times, exchange rates, transaction limits and transaction outcomes may vary depending on payment method, destination country, recipient financial institution processing times, operational availability, compliance requirements and applicable regulatory obligations.

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🇨🇦Proudly CanadianMade with♥for your financial freedom.